Achieve Financial Freedom: Start Now!

All of us want to stay at home and live life by using just passive income. I remember a friend told me that she had a dream of being a housewife — to wake up early each day to have breakfast with her “amigas” and cross stitch. After lunch, shopping in the mall would follow and in the afternoon, they would have afternoon tea. Ladies, who among us do not want to have this kind of life? I know I want to be a ‘donya’ housewife eventually. But how do we get there? I just realized that we have to start somewhere and we have to start now! We need to achieve financial freedom and FAST!

These first 6 months have really been good for us, in terms of fixing our finances. This was so because we got to listen and follow the advice of Fitz Villafuerte. Fitz Villafuerte is a civil engineer who decided to quit the corporate world in 2003 to pursue entrepreneurship. His blog, entitled, Ready To Be Rich, has already received several recognition including the Best Business and Finance Blog at the Philippine Blog Awards for two years in a row. Moreover, an international finance publication, Wise Bread, has likewise ranked his website as among the Top 100 Personal Finance blogs in the world. Fitz has also been recognized by Moneysense Magazine as among the top 12 most influential people in Personal Finance in the Philippines.

Achieve Financial Freedom: Personal Finance 101 Workshop

Achieve Financial Freedom: Personal Finance 101 Workshop

If you are thinking about achieving financial freedom at the soonest possible time, now is the time to make the right plan. I would like to recommend attending the Ready to Be Rich: Jumpstart your Wealth Workshop. Full disclosure: This is a workshop made possible by Manila Workshops, but the thing is, even if we didn’t organized this, I would still recommend this workshop.

In this workshop, you will get to answer the questions:
1. Who is the best financial adviser for me?
2. What are the three things I need to become rich?
3. What are the ten financial stages of life, and where am I now?
4. What is the most effective way to eliminate credit card debts?
5. How much do I exactly need for my emergency fund?
6. How much life insurance coverage do I really need?
7. How do I create multiple sources of income?
8. How do I know the amount of risk I can afford when investing?
9. How do I build, diversify and manage my own investment portfolio?
10. How much money do I exactly need to retire?

The ones that I highlighted are really the things I want to know more about and what I normally hear from family and friends. How about you? What are the things that you would like to know more about? Feel free to comment below.

In this workshop, you will be able to do hands-on and interactive activities, such as creating expense and income statements, preparing a zero-based budget system, debt management strategies, practical investment portfolio management and many others. This will be one of the best personal finance 101 workshops that you will ever attend because of all the practical tips that you will get.

The workshop will be on Saturday, August 17, 2013 from 10:00 AM to 4:00 PM. The venue will be at Studio SnR, 3rd Floor, Millenium Place, Meralco Avenue, Ortigas Center, Pasig City.

REGISTER NOW AT: http://manilaworkshops.com/2013/07/ready-to-be-rich-jumpstart-your-wealth.html

Toesox and Missing Yoga

I have been super lucky these past few days. I have won two contests in two weeks. One contest was of Glam-o-mamas. The prize that I won was sponsored by Certified Calm. Certified Calm was (and is) one of my favorite stores. Being a yoga fan, I bought a lot of stuff from this store before.

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I super love the yoga outfits that they have. Yes, they are a bit expensive so I would really save up just to buy one, but these are all made out of really durable material.

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Anyway, going back, I just want to share how happy I am with my prize. My prize was a pair of Toesox Five Toe Sandals. It is quite unique. Each toe is separated from the other. Check this out!

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I wore it for the first time yesterday, when I went to St. Lukes for Zeeka’s doctors appointment. When I picked this up from the Certified Calm store in BGC, the manager told me that at first, these may be uncomfortable to wear. She told me to give it a week. Well, well, well! I wore it today and it was sooooo comfortable! And to think, I have bunions in both of my feet.

These Toesox, exclusively distributed at Certified Calm, have benefits (as seen in the Toesox site!):

• Zen for mistreated feet and toes
• Four posts support anatomical design of the foot to naturally align toes and bones in feet
• Increases foot strength and blood circulation
• Proper bone alignment helps to correct a variety of foot, back and leg ailments
• Improves posture
• Reduce foot and leg stress

Pretty cool, right! Anyway, this will be good practice for me. I miss yoga! I just recently had a conversation with my cousin, who is a yoga instructor at Yoga Plus and all the yoga talk made me miss doing and practicing yoga. *sigh sigh* Two months more, Ginger, and you’ll get back to doing all the yoga you want!

Missing yoga. 🙁

Tickle Me Mondays: Comic Strip #5

Tickle Me Mondays 5

Do you have funny pictures of your kids at home? Share it with us and use #ticklememondays.

Have a happy Monday, everyone!

Why I Blog?

For the past 5 years, I have been called a blogger and I am proud of that. And for the past 8 months, I have added ‘mom’ to ‘blogger’ and I am even more proud of that. I have gotten a lot of readers for Mommy Ginger than I ever imagined to have for the first 8 months and I am proud to say that I got to have this by just following the great advice that is to just write great content and people will come.

I am not ashamed to say that I wanted so much more for my blog (income- wise) a few months back. I think most of the bloggers I know have gone through this phase. I even asked to be a part of a group of mom bloggers that would get so much brands to advertise in their blogs. I was rejected though. I guess I didn’t make their criteria.

And then I talked to a few friends and my husband. The topic was why I wanted to have MommyGinger.com. I realized that my answer was simple. I wanted to document the milestones of Zeeka. Just like any mother with a scrapbook (which I do have as well) or a journal to write down thoughts on raising a beautiful baby, I had my blog and I had it to document my own beautiful baby’s life.

I want to keep on writing so that my daughter in the future could see all the experiences that she had when she was small. I want her to see how much she was and is loved. I want her to see how happy she makes mom and dad feel.
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Through my blog, too, I want to reach out to other moms and to help them by lending an ear and sharing my own experiences with them. For those who have known me through my blog, you’ll know that I always have time to talk and email my readers. I love helping my readers (and workshop attendees, too) in any way I can. I love helping them out and answering questions on starting their own businesses or in sharing mommy experiences. I just love making new friends and meeting new people!

The answer as to why I blog is just that. I am that type of person and blogging makes me feel complete. I am just a regular mom who is no different from you, who are reading my blog. I go through the same challenges in life as you. I feel hurt, depressed, jealous, anxious, burned out and pathetic at times. I also feel loved, proud, happy and contented most of the time. Blogging has been part of my life and it is what helps me achieve that sense of fulfillment of helping others.

I am just a regular mom who just so happens to document and share a part of what I am, what I know and what I love online.

Baby Z’s Style Corner featuring Mothercare Philippines

People ask me where do I get my fab outfits. My mommy buys it from her list of “trusted” shops. She has quite a few on her list (she can be very picky!). One of the stores in her list is Mothercare Philippines. The brand may sound like it sells only hardcore baby stuff, like cribs, potty seats, diaper bags, and the other essentials, but guest what?! They also sell cute clothes for babies and toddlers. And these clothes are really very fashion forward, too!

I think I featured one onesie from Mothercare in the past: http://mommyginger.com/2013/05/hot-pink-stripes.html

I also have dresses from Mothercare and I love all of them. Here they are:

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Mothercare 1

Mothercare 2

I can’t wait to wear more outfits from Mothercare Philippines. I overheard mommy say that I’m going to have a shoot with Kuya Inigo (Son of Tita Frances of MommyTopaz) for Mothercare today. I hope that pushes through! I’m so excited!

Love lots,
Zeeka, The Baby Fashionista

*It’s fun being a girl*