Globe Business helps MSMEs boost online sales via Saludo SMEs Digistore

How do you shop? Will you believe me when I tell you that most of the things that I have been buying now have been through online shops? I have probably left the house less then 5 times since March 2020. I do my grocery shopping online and I also bought baby stuff online, too!

I know that a lot of small to medium enterprises have been struggling to make ends meet during this pandemic. It’s so hard to generate the same amount of income and also still pay for your operating expenses that hardly decreased (it even probably increased due to things that are need to be purchased because of protocols).


Super amazed at the fact that Globe Business is bent on helping MSMEs (Micro, Small and Medium Enterprises) during these times. To provide a more accessible platform for micro, small, and medium businesses to sell more, Globe Business gave local MSMEs an opportunity to adapt to the popular retail trend and brought their products to where customers are shopping now through its Digistore, which was another live shopping event as a sequel to the successful pilot last year.

This was broadcasted live through Globe Business’ Facebook page last July 9 at 7 p.m.. This live selling event is one of several activities lined up to mark this year’s Saludo SMEs, an annual initiative by Globe’s enterprise arm to support and recognize the efforts and contribution of Filipino entrepreneurs to achieve sustainable economic development.


“We bring you once again this live shopping event to help small businesses tap into new channels that will bring their brand online and make a deeper connection with more customers. And on the other hand, offer a seamless and more enjoyable buying experience for shoppers,” said Gaile Guevarra, Brand, Integration and Communications Head of Globe Business MSME Group.

“As a staunch advocate of empowering every business to own their success, we remain true to our commitment to provide MSMEs with platforms and opportunities to grow and thrive in the changing times,” she added.


The Saludo SMEs Digistore Live Selling Event showcased a wide array of selected products—from brewed coffee and teas to organic baby products, salsas and hot sauces with a twist to curated furniture—by Globe Business clients and merchants from partner organizations such as the Anvil Business Club, DTI Negosyo Center, Entrepreneur’s Organization, and Let’s Eat Pare.


Here are some of the merchants who joined the event and their respective products that can be purchased with real-time chat and a few clicks of a button.

Silca Coffee Roasting Company


Fueled by the simple dream of making freshly roasted coffee accessible to all Filipinos, this 25-year-old family venture has grown to become one of the largest coffee exporters in the Philippines and among the top coffee suppliers to cafes, offices and restaurants. Now a second-generation business, it has successfully launched brewed coffee brand Kick-Start, which has three varieties—the Philippine Barako, Brewed Awakening, and Your Daily Lift. These signature blends, ready to give online shoppers their caffeine fix, will be featured at the Saludo SMEs
Digistore.

Tiny Buds

Tiny Buds is the go-to brand for a wide range of clean, natural and gentle mommy and baby products—from hand sanitizers to toothbrushes, t-shirts to breastfeeding supplements, diaper creams to bath soaps. Shoppers can learn more about the store’s bestsellers like Sleepy Time Baby Massage Oil, After Shots Vaccination Gel and Extra Sensitive Laundry Powder for Babies.

Be Global E-Commerce Corporation

One of the pioneers in end-to-end e-commerce services in the country, this company participated in the July 9 event, showcasing its curated home and office furniture for all your work-from-home essentials and home makeover needs under its Qoncept Furniture brand that can be availed at special prices.

Gerfina Food Products

For foodies who want to kick their favorite dishes up a notch, Germina Food Products’ unique selection of sauces and condiments will surely give their next meal a twist.

Prism Café

This cloud cafe based in Pasay City serves hot and cold brews, innovative refreshments and baked goodies right to your doorstep.

SEWN Sandals

SEWN Sandals features a collection of casual flat sandals that are wearable and easy to match, with designs inspired by Philippine raw materials, festivals, and destinations across the country. SEWN elevates the everyday “tsinelas” while striking just the right balance of comfort, simplicity and sophistication, and carries a purpose of supporting local communities of sapateros and weavers.

Bernabest Food Products

Bernabest is the company behind the famous Siomai House and Empanada Especiale. Its commitment to customer satisfaction is paramount, which is why the Company is primed to maintain the high quality and strict implementation of standard in product processes as approved by the FDA, HACCP, andGMP (AAA) certified by the NMIS.

Let’s join Globe Business in supporting local SMEs as they move forward through the changing times. I plan to support and buy from these stores and from other local businesses that Globe supports!

Manage your Debt Immediately

Last year, I was able to wipe out my credit card debt, and this is something that I am truly proud of. It ballooned to be close to a million pesos, since I wasn’t following my own golden rule, which was to separate personal finances from business finances. Before I knew it, I was getting eaten up by interest. This is the reason why you should manage your debt immediately.

Managing your debt will give you peace of mind. I read in this article that nearly two-thirds of all marriages start off in debt. This may be a cause of stress in a marriage — from spouses hiding expenses from each other to not being able to fulfill dreams and plans and not being able to reach retirement peacefully.

How I dropped my Credit Card Debt to Zero

For full disclosure, I am not a financial advisor. I’m just a regular mom with a daughter and another baby coming soon. My husband and I run our own tech startup company, but we also “freelance” on the side as speakers, business consultants and content creators.

So now that you know a little bit about us, here are the things that I did.

Study more about managing debt. If you want to finally manage your debt, you need to understand different methodologies and terminologies, how to consolidate debt, ways of paying off debt, etc.

List down all of the debt that you have including the interest rate. Oftentimes, we just look at the amount that we owe, and we fail to see that what’s eating us up are the interest charges we incur every month. It’s good to write these down so that you have something visual to refer to. Our credit card statements are really unclear and so long that it confuses a lot of people, so check and read each item and the conditions clearly.

Don’t rely on your paycheck. What we did was to look for other sources of income that can at least pay off our credit card debt. We didn’t rely on setting aside an amount from our paycheck. This allowed us to pay our debt faster.

Look for loans with lower interest fees. Another thing that you can do is seek out a loan to be able to pay off your debt with higher interest rates. There are other credit card companies that offer balance transfers and even offer cheaper interest rates. So look at the rates!

So these are most of the things that we did to pay off our credit card debt.

How about you? Do you have tips to share with us? How do you manage your debt immediately?

What Type of Investor are you?

I started investing in US and foreign stocks a month back via GoTrade. If you want to start buying foreign stocks, too, you can use my invitation code, 458377 so you can use this app, too. Anyway, I’ve noticed that I’m the kind of investor who was doing Momentum Investing at first. This is the reason that I got to buy AMC stocks, much like my favorite YouTube vloggers.

But as soon as I saw and researched that the best way to go if you are more on the conservative side, is just do Dollar Cost Averaging.

What is Dollar Cost Averaging?

Dollar-cost averaging or Peso-cost averaging (since most of my readers are from the Philippines) is when you amke the same amount of investments at set regular intervals. Example, if you make a $10 investment on Vanguard Total Stock Market ETF every 30th of the month on Go Trade, that is cost averaging.

Use this invitation code so you can use Gotrade! It’s by invitation only 🙂

Why do people like this way of investing? I personally think that no matter how you try to predict the market, you can’t be 100% right. So the regular investments that you make at regular intervals just captures the market prices at all levels whether it rises or dips and thus, you mitigate the risk by “averaging” the prices out.

I personally find this investing strategy comforting. I used to check the markets daily (maybe I still do… haha!). But, now, I am more at peace and comfortable.

Also, there are other types of investing and some methods may work well for other people.

The other one is Momentum Investing, just like how I did it when I was starting.

Momentum buy stocks when they know that the prices are going to go up and sell stocks when the prices drop. I was fascinated at first by checking charts and studying trends, but then, personally I got tired of monitoring. But there are people who are really good at this. Stock traders and brokers are very experienced when it comes to this and they probably enjoy this as much as I enjoy watching shows on Netflix or playing games online. You can try this type of investing, too, but just know that there are risks involved.

The other type is value investing. I was watching a video yesterday of this vlogger going through some undervalued stocks that people don’t notice. That vlogger is a value investor and always looks out for these types of stocks. In the article that GoTrade shared with us, they mention that these “undervalued stocks are stocks with prices they believe are below the intrinsic value of the security”.

So when you buy stocks that are undervalued now and then they grow in value, your investments grow. In this kind of investment, you just need to know and look at different kinds of stocks and search for the ones that are undervalued.

And another type is Growth Investing. Just like the Venture Capitalists who are looking for the next big “unicorn”, growth investors are looking for the next big stock. These investors look at the trends and look at the growth potential of the company. Usually, since these are newly listed companies in the stock market, they don’t give out dividends.

And the last type that I know of is called Dividend Investing. Aside from Dollar Cost Averaging, I actually am also trying this out. I look for stocks that give a high divided yield, and then I DCA on those stocks. Usually, those that give out dividends are more established brands. But note that the frequency of dividend payouts are not guaranteed. If a company decides not to pay dividends for the year or quarter, it’s their choice.

So these are the types of investment strategies that I know of. Did I miss anything? How about you? What type of an investor are you?

Axie Infinity Journey & Team Arbo Axie Infinity Incubation Program

If you’ve heard of Axie Infinity, we are playing this for two things: one is because it’s a fun game and two, to check out the earnings potential of this game. As you know, this blog is about Mommyhood, Business and Finance (basically everything that I care about), and this is one of the things that we’ve been studying as a family for exactly 15 days now. We started our Axie Infinity journey last June 20, 2021 and in a span of 15 days, a lot has happened, including this launch of the Team Arbo Axie Infinity Incubation Program.

Our Experience

So I started my Crypto Journey just this year. I don’t think I’m late in the game, because just these past few months, the Crypt Market dropped to figures that they had a few years back. I saw this opportunity to enter into the market. At first, I would check the markets everyday (I still do but not as frequent anymore as I did before). I would check charts every single hour. But after a while, I realized that I should do what I do with my other investments, which was cost averaging. So with this, I started just cost averaging and sticking to the top currencies (Bitcoin, ETH, ADA and around 7 more coins). BTW, for those who want to start buying crypto, it’s never too late to start. You can use Binance and please use my referral link. For full disclosure, I get a little bit of credit when you SPOT Trade or buy currencies in the market.

To understand what SPOT trading is, this is the article that I wrote: https://mommyginger.com/how-to-buy-crypto-currencies-101-on-binance.html You’ll be needing this for Axie Infinity, btw.

Okay, back to my story. So I then got interested with online games where you earn Crypto Currencies. Saw Earth 2, and I think it works on the blockchain, but I’m not really sure. I bought some piece of land, and I also wrote about it in this blog. I also made an account on Cryptokitties, but didn’t really do anything there. Then I heard about Axie Infinity from the group of Ken-Ken Somera called Cryptamad. I checked it out and I was surprised that the initial investment was at Php 35-40 Thousand Pesos. I wasn’t ready to invest at that time, so I wanted to be a scholar instead (more on Axie Infinity Scholarships later). Just a few days after, we decided to invest just to try it out.

We started with a budget of Php 20 Thousand to buy 3 cute Axies. You need three to start playing. Being gamers, we looked at the cards and decided to buy a good enough team, and started playing.

Axie Infinity Incubation Program: Axie Infinity Scholarship program 1

How to Get Started

I won’t go through the step by step journey, BUT you can just watch this. EJ did a great job of explaining.

EJ and I also were interviewed by our friend, Fitz Villafuerte in this podcast:

So the investment that you need for Axie Infinity is around $1000 or Php 50,000 to start. This will allow you to buy 3 Axies (those cute little characters). It’s a bit steep, especially when you just want to play, and because of this, there are what are not called scholarships. Scholarships are basically investors/managers who buy teams and let other people play it.

To know what scholarships are, here is another video that I did with my friends Ken-Ken Somera and Louel Guiting.

Hope all of these Axie Infinity Resources help.

Our Current Funds

So as promised, I’m going to share with you what we have earned in 15 days. So our initial investment was at Php 20,000. You can’t a good team anymore with this price so the average now for an okay team will be around Php 45,000 to Php 55,000.

The good news though is that the price of SLP (coins that your earn from this game) is increasing. It was at Php 6 when we bought in. Now, it’s at Php 8.00 (I just placed Php 7.50 on my sheet since I want to be more conservative).

So as you can see, in 15 days, we almost recuperated back our investments.

What will we do with the money after?

We plan to earn enough to buy a new team and cascade it through the Team Arbo Axie Infinity Incubation Program.

What is the Team Arbo Axie Infinity Incubation Program?

Yesterday, we announced our own version of the Axie Infinity Scholarship program called the Team Arbo Axie Infinity Incubation Program. It’s quite different from other programs since we are looking for future potential managers.

Full details on this video of EJ.

We also have this deck for you to go through and see if the Team Arbo Axie Infinity Incubation Program is for you.

Axie Infinity Incubation Program Presentation

We will be deliberating on who to choose for this batch and for the succeeding batches. For full disclosure, this Incubation Program is in collaboration with our friend Fitz Villafuerte and another friend, Bored Ape (not his real name since we can’t disclose).

We really hope to bring more jobs to people so stay tuned for more announcements. We usually stream on https://facebook.gg/TeamArbo so please follow EJ and I there.

For those who want to invest and generate jobs for others, and not really play the game, feel free to contact us. You can just PM us through the Team Arbo Page or the Mommy Ginger Page on Facebook.

Enjoy Axie Infinity!