Every January 2, I usually prepare all of my current Business Documents. I’m registered as a Sole Proprietorship. This means that I have to renew my documents with both the Local Government Unit / Municipal Hall and with the Bureau of Internal Revenue or BIR. Usually, I need to go to both places, which is such a hassle!

But guess what? This year, because of Taxumo, life became easier! You can now renew your 2018 Certificate of Registration or COR (file and pay form 0605)  via Taxumo!  

What Happens If I Don’t Renew My Certificate of Registration? 

To avoid penalties, the deadline for renewing your Certificate of Registration would be January 31. Failure to renew this would incur fines ranging from PHP 5,000 to PHP 20,000.

What Is the Standard Process of Business Renewal vs. the Taxumo Way? 

The standard process for renewing your Certificate of Registration would be: 

  • Go to your RDO (Revenue District Office) and submit a fill-out BIR Form 0605
  • The officer of the day will then compute the fees that you need to pay
  •  You need to settle the payment at an Authorized Agent Bank (AAB), duly accredited by the BIR in your RDO.  

Note: For more information, check out this article: Here’s What You Need to Do to Renew Your Business in the Philippines

The standard process could take hours, because of the number of people who will have to renew. If you value your time, just do it online!

With Taxumo, you just pay your Certificate of Registration online, without the stress. 

Here are the Steps to Renew Your COR via Taxumo: 

If you already have an existing Taxumo account, all you need to do is activate the 0605 Form on your company profile. 

To do this, simply follow the steps listed below.

  1. Go to your company profile
  2. Scroll down until you see the forms that you need to file.
  3. Check on the 0605 form and click the save changes button. 
  4. Go to your account dashboard and click on the file button.
  5. Fill-up the form details (applicable date if you’re paying for 2019 is Dec. 31, 2019)
  6. Choose your preferred payment method and click pay.
  7. That’s it! You’re done. 

It’s super easy!

Note that this process is only for renewing your BIR Certificate of Registration. Again, if you are a sole proprietorship, have a partnership or corporations, you still have to renew you other business documents (baranggay clearance and business permits) in the LGU / Municipal hall.

If you have any questions, you can always message Taxumo using their chatbox at their site: https://www.taxumo.com 

Share the good news!

One of my favorite dishes is Spanish sardines. I’ve hand-picked some of the best and quickest Spanish sardines’ recipes to prepare. No matter where you go, you’ll always find a delicious sardine appetizer dish that captures the taste of your children. If you want to prepare some on your own, here’s a list of Spanish sardine finger foods that your kids will enjoy!

Spanish Sardines on Toast

This is one of the simplest recipes on the list. We all know that kids love toast. Zeeka can survive just by eating toast the entire day! haha! There’s just something about it that attracts children’s taste buds. On its own, toast is great, but with sardines it’s even better. The sardine and toast combination is a kids’ favorite. It’s also a healthier option for children to munch on.

This omega-3 packed finger food will only take around three to five minutes to make. You can simply top a slice of whole-wheat bread toast with Spanish sardines. To spice things up, you can add garlic, squeeze a bit of lemon, and some salt and pepper. You can get creative with what your kids want to add on top of this appetizer.

Spanish Sardines Cream Spread with Crostini

We all know that Spanish sardine spread definitely goes well with bread, crackers, and biscuits. But for this recipe, we’ll go with crostini’s since they are the perfect base to pair the Spanish sardine cream spread with. Kids love sardine cream spreads because of its salty taste and mild, creamy texture.

You can buy the crostini’s in your local grocery stores or make them yourself. If you want to make your own crostini’s, cut a baguette into thin slices then toast it until its crisp. To make the spread, start by heating up a pan over moderate heat, you could use the oil the comes with the sardines but you could add a dash of olive oil, it’s up to you. Sauté diced onions and garlic for three minutes then add the sardines. Using your spatula, cut the sardines into smaller pieces. In a separate bowl, whip cream cheese with cream using a whisk, season with salt and pepper, add the sautéed sardines and blend it well. Serve it on top of the crostini.

Spanish Sardine Pate

Most people associate pate with shredded pork cooked in fat. Often wrapped in pastry this cold paste is delicious when made with sardines as a base. What’s amazing about sardine pate’s the fact that you can use certain ingredients to make its texture feel like pulled pork was used. This Spanish sardine recipe is a hit with the young ones.

It’s extremely easy to make this pate. Simply combine your two cans of Spanish sardines, seven ounces of cottage cheese, seven ounces of Greek yogurt, chopped green onions, a pinch of paprika and lemon juice in a food processor or blender. Blend until it’s smooth and serve on toast or crackers. The portions mentioned will make enough for six to eight kids. Ready your ingredients for your next batch because the kids will surely ask for more.

Sardine Pizza (my own personal favorite!)

Come on, we all know that kids love pizza. Home-made pizza? Even better! You can enjoy making this pizza with your kids to make the whole experience fun and exciting. The opportunity to add whatever toppings you want to make this dish delicious is up to you and your children. Great pizza starts with a good pizza dough and pizza sauce.

Start by preheating your over to 500 degrees Fahrenheit. You can purchase pre-made dough or make your own from scratch. Place your dough on a flour dusted baking tray and brush your pizza sauce over. Now, this is where the fun begins, add your desired toppings over the sauced dough. If you have no idea what to put, here’s what we suggest. A handful of arugula, thinly sliced onions, chopped garlic, and tomatoes. Add the drained can of Spanish sardines to complete your toppings. Bake in the oven for 10 to 12 minutes. Remove from the oven and let your kids enjoy your wonderful creation.

Spanish Sardine Fish Cake

Kids love munching on foods that is crunchy on the outside and soft on the inside. The texture of these fish cakes alone will make this appetizer a kid’s favorite. It may seem complex to make sardine fish cakes but in fact, they’re pretty easy. It will take an estimated total of one hour to prep and complete this dish.

We’ll focus on a fish cake recipe that can serve up to four children. What you’ll need are 600g of potatoes cut into chunks, two 120g cans of Spanish sardines, four table spoons of chopped parsley, one small lemon, three tablespoons of light mayonnaise, four tablespoons of greet yogurt, one tablespoon of seasoned plain flour, and four teaspoons of sunflower oil.

To start, cook the potatoes in boiling salted water for about fifteen to twenty minutes. While your potatoes are boiling, you can coarsely mash the drained Spanish sardines in a bowl. Mix three tablespoons of chopped parsley and the lemon juice. On a separate bowl, mix the mayonnaise and Greek yogurt with some of the parsley. Heat half of the oil in a non-stick frying pan and fry the fish cakes for three to four minutes on each side until they’re crisp and golden. Finally, serve with mayonnaise. The delicious and flavorful taste of this Spanish sardine recipe is something that your children will love.

Key Takeaway

There are a multitude of ways you can prepare Spanish sardines. These are but a few favorites that children from all over the world love. These recipes won’t take you hours to prepare and cook. You can serve these when your kids have friends over or at children’s parties.

Sources:

https://www.yummy.ph/recipe/spanish-sardines-cream-spread-with-crostini

https://www.simplyrecipes.com/recipes/sardine_rillettes/

https://www.bbcgoodfood.com/recipes/230609/feelgood-fish-cakes

https://www.chowhound.com/food-news/47126/7-things-to-do-with-canned-sardines/kitchen.nine.com.au/2016/05/13/12/44/

https://www.allrecipes.com/recipes/108/appetizers-and-snacks/seafood/

I’ve been thinking about listing down my plans for this year, and I’ve noticed that most of them involve saving up money. It seems like I’ve just been listing down year after year the same plans, and just jacked up the amount that I needed to save.

Apart from money, I never get to fulfil my fitness goal. haha! I just had a conversation with my friend (shoutout to Paul!), and he said na “yan ka na naman eh!” (There you go again!). He was right. Since 2014, I’ve been saying that i’ll be healthy and fit, but after a few months, I become busy and forget that I “planned” to be fit.

But this year “seems” to be different. I think I would be able to run regularly and go to the gym regularly. Well, so far so good! I’ve been able to do that this December. I don’t get fat that easily, but I don’t also lose weight that easily. It’s like my body is “stuck” on where it is now, regardless of what I do or what I eat. So my goal is to be able to sustain running 10 kilometers without walking (just jog or run) like I used to. I just want to feel like I’m healthier than usual.

So, plan number 1 is to run at least 3x a week, so that I can build endurance again.

My next plan is to visit more places in both the Philippines (I want to visit all 133 cities in the Philippines) and the world in 2019. The places that I want to go to (where I’ve never been) are Korea, Malaysia, Australia, the US (yes, I have never been there!), Spain, Germany and Africa. Obviously, I haven’t built enough funds yet to go to these places so probably, one or two international destinations will do this year.

So, plan number 2 is to explore more places that I haven’t been to!

The next and the last plan probably that I’m going to share will now be related to my finances. I’m still a long shot from the amount that I want to save up for Zeeka’s College education.

My dream really is to have enough funds for her to go to any school that she would like to go to when she graduates. Whether it be MIT, Julliard, Yale, Harvard, Parsons or schools here like UA&P, UP, Ateneo, La Salle, etc., we should be able to give her that kind of future.

Plan number 3 is to increase our savings and investments for Zeeka!

I want to keep 2019 simple. I think this year, I will be more frugal on spending.

How about you? What are your plans for 2019? Care to share it with me?

Every year, we speak of resolutions that we want to fulfil and accomplish. My 5 year old daughter whispered to me yesterday, and asked me if I needed help with anything. I said that she can help me with the household chores, and then I asked her why she asked me. She said, “My New Year’s resolution is to help people.”

I had no doubt in my mind that she could fulfil it.

Then I thought about what made me so sure that she could. Why do most of us fail at fulfilling our New Year’s Resolutions? How can me make sure that we keep our commitments.

Here are some insights about resolutions that I can share with you:

Make sure that your resolutions are commitments that you can keep. It’s good to shoot for the moon and land among the stars, but still make sure that that “moon” is still within reach.

So when making a resolution, think about it really well and check if you can really do it. If it’s a habit that you want to form, check and see if you can actually do it at the number of times you want to do it and if you have enough time to do it. If it’s a financial goal, see if you have means, resources and capabilities to come up with the amount that you want.

Look at New Year’s Resolutions as a way for you to form habits. In forming habits, the most difficult part is really the first 21 days or the first month.

Make it easy for yourself to stick to your resolutions. Create reminders for yourself. Set aside time that when you can do the things that you need to do. In my case, one of my resolutions is to try to Blog / Vlog as often as possible. I love doing these things, so what I did was really to set aside time to do these two things. I blocked off my calendar (a set time in Google Calendar) just to do these things.

Another thing you can do is write down on sticky notes reminders that you can post in different locations in your house or in your office. It helps to see these reminders frequently!

The most important thing (like any other goal in your life) about resolutions is to rise up and try again in case you fail. Since it’s about conditioning your mind and body to follow a habit, there will be times when it will be difficult.

Just keep on trying and eventually, you’ll be able to keep your resolution and keep these new habits.

How about you? Do you have a list of resolutions that you intend to keep? Share it with me! Please use #GInspiration #MommyGinger

‘Til next time!

Mommy Ginger

The thing about social media is that it has made us more connected and distant at the same time. I’m online more than 12 hours a day, and it doesn’t help that I’m a blogger / vlogger by profession, and a co-founder of a technology – based startup. It does help though that my other business, Manila Workshops, is an offline events management company. At least I get to see people. 😝

You see, my life is an open book to a lot of people. I post pictures of my family, friends, the food that I eat, the tech features that we’re building for our app upgrades, the events that I will attend, attending and will be attending soon, etc. You have my entire life there for you to view and see by just looking at my IG (@gingerarboleda) feed and my Facebook newsfeed (http://fb.com/MommyGinger).

I do still think though that I want to get to know others more. There is an ineffable empty feeling inside that I need to fill. Thinking about last year made me crave for deeper relationships with family and friends. I feel the need to get to know each one of you (my friends and readers) at a deeper level.

Let me start by sharing a few questions and I’ll start the conversation by answering each one of them. I hope that you carry on this conversation and share with me your own answers. I’d love to hear from you. BTW, I got these questions from this link.

If you didn’t have to sleep, what would you do with the extra time?

Ginger: Watch K-Dramas or work more 😆

What’s your favorite piece of clothing you own / owned?

Ginger: Probably a white shirt. No one notices that you’ve worn it again. hehe!

What hobby would you get into if time and money weren’t an issue?

Ginger: I would probably travel and collect Funko Pops and try out skin care products from all over the world.

What would your perfect room look like?

Ginger: A medium sized room (I don’t have a lot of clothes) with a huge bathroom with enough room for all my skin care stuff!

How often do you play sports?

Ginger: I don’t play anymore, but I used to play basketball.

What job would you be terrible at?

Ginger: I don’t think I would be a cook or a chef eveeeer!

If you could turn any activity into an Olympic sport, what would you have a good chance at winning medal for?

Ginger: I have a skill in catching and picking up stuffed toys in arcades. haha!

What is the most annoying habit that other people have?

Ginger: When people stand SO close to you when they’re next to you in line for something.

What skill would you like to master?

Ginger: Currently? Video Editing.

What would be the most amazing adventure to go on?

Ginger: Hmm, tough one! I want to do a lot of things (if budget wasn’t an issue). Prolly, camping in Korea, trekking in Peru, Sleeping under the stars in Namibia, enter a volcano in Iceland, etc. SEE! I have a lot on my list 🙂

If you had unlimited funds to build a house that you would live in for the rest of your life, what would the finished house be like?

Ginger: I would probably build a house near the beach.

What’s your favorite drink?

Ginger: Coffee — a latte!

What game or movie universe would you most like to live in?

Ginger: That’s easy! The Marvel Cinematic Universe!

Are you usually early or late?

Ginger: Usually early… I don’t feel comfortable being late.

What pets did you have while you were growing up?

Ginger: Dogs. hehe! I used to bread American Pitbull Terriers 🙂

When people come to you for help, what do they usually want help with?

Ginger: With their business and careers. 😀

What takes up too much of your time?

Ginger: Now? Everything! There is no specific thing.

What do you wish you knew more about?

Ginger: Three things — 1) Coding, 2) Video Editing and 3) Speaking Mandarin

What would be your first question after waking up from being cryogenically frozen for 100 years?

Ginger: “Where are the others?” 😁

What are some small things that make your day better?

Ginger: a cup of coffee, music (I really love listening to music, btw) and a hug!

Who’s your go to band or artist when you can’t decide on something to listen to?

Ginger: Maroon 5 or Sam Smith

What shows are you into?

Ginger: K-Dramas!

What age do you wish you could permanently be?

Ginger: My age now. I feel that I’m at an age where I understand more about life, but still yearn to learn more about different stuff and try out new things.

What TV show or movie do you refuse to watch?

Ginger: Horror shows. Can’t sleep after 😳

What would be your ideal way to spend the weekend?

Ginger: Work out in the morning, shower, then spend the whole day in bed watching Netflix!

What is something that is considered a luxury, but you don’t think you could live without?

Ginger: Possibly all of the products that I use for my face. haha! Skin care products!

How often do you people watch?

Ginger: Oh my! I love doing this! Often 🙂

What’s the best single day on the calendar?

Ginger: I love Christmas! Dec. 25?

How do you relax after a hard day of work?

Ginger: I watch shows on Netflix 🙂

What could you give a 40-minute presentation on with absolutely no preparation?

Ginger: It would probably be starting a business or marketing.

If you were dictator of a small island nation, what crazy dictator stuff would you do?

Ginger: Everyone should apply sunscreen every two hours.

What is something you think everyone should do at least once in their lives?

Ginger: Living on their own. 🙂 You learn how to become more independent.

Would you rather go hang gliding or whitewater rafting?

Ginger: hmmm… hang gliding?

What’s your dream car?

Ginger: None… In the first place, I don’t drive, so I don’t really mind having a “basic” car.

What are you most looking forward to in the next 10 years?

Ginger: Expanding the business and being “fit” again.

If all jobs had the same pay and hours, what job would you like to have?

Ginger: I would still love to have my job now… naaaks! Seriously though, I love doing the things that I’m doing now.

What’s the best way to start the day?

Ginger: Run outdoors!

What movie title best describes you or your life?

Ginger: haha! Miss Congeniality? (I love Sandra Bullock)

If you suddenly became a master at woodworking, what would you make?

Ginger: A customized cabinet? hahaha!

What is the luckiest thing that has happened to you?

Ginger: Had a healthy and really bright little girl for my second pregnancy (after losing the first one and after having pregnancy complications)

Where would you rather be from?

Ginger: I’m glad I’m a Filipina.

What are some things you’ve had to unlearn?

Ginger: Being so insecure about my body.

What are you looking forward to in the coming months?

Ginger: The growth of TAXUMO.

What one thing do you really want but can’t afford?

Ginger: Have some ME-time in a foreign place. I enjoyed flying to Israel last 2016.

Where do you usually go when you when you have time off?

Ginger: Have coffee at a coffee place.

What are you absolutely determined to do?

Ginger: Live long. There are a lot of things I still want to do.

What is the most impressive thing you know how to do?

Ginger: I actually know how to tap dance 🙂 hihi!

What question would you most like to know the answer to?

Ginger: Why do babies get sick? 🙁 Essentially, they’re “brand new”. Sana wala nalang sickness and diseases ang babies.

So these are my questions that I hope you get to answer in return! I’d love to read your blog posts or social media posts 🙂 Let’s start the year right by knowing more about one another.

I think I’ll do one livestream about this on Kumu (a mobile app). Please do follow me there!