The fear of getting sick, the fear of losing a loved one, and all other fears related to our physical well-being became more REAL during the pandemic. It’s not something that we should panic or worry about. Since these types of fear come from potential future threats, we can fight fear with proper planning. And what I am amazed with is that unique and convenient tools to help us plan for our future suddenly pop out! One that comes to my mind is the Cash for Dengue Costs from Singlife and GCash.
During these months in the Philippines, Dengue is prevalent. For those who don’t know, Dengue is caused by a mosquito bite. When I had dengue before, the symptoms (sintomas ng dengue) started three to fourteen days after you are bitten. It’s so hard to have Dengue nowadays because you’d think it’s COVID-19 especially when you have some dengue hemorrhagic fever symptoms like high fever. So just to share a few of Dengue’s symptoms, aside from high fever, you’ll probably have really bad headaches, vomit at times, have muscle and joint pains, and skin rashes. Recovery is also quite long since it takes two to seven days.
I briefly discussed this partnership between Singlife and GCash in this post: SINGLIFE AND GCASH LAUNCHED NO-FUSS PROTECTION. I was happy to see that a lot of you really wanted to learn more about Cash for Dengue Costs. In this article, I will give you a comprehensive guide on what Cash for Dengue Costs is, how to avail of this product and other details that you may be curious about.
What is Cash for Dengue Costs?
Singlife is a mobile-first digital life insurer that makes savings and protection products accessible to more Filipinos and their families. Since they leverage on technology, they can make plans more affordable and most importantly, hassle-free for each individual. These things are seen and experienced in the first product that they launched with GCash — Cash for Dengue Costs. This product gives Filipinos protection from unforeseen medical costs due to having Dengue and COVID-19.
How much do I need to pay and how much is the coverage?
Let’s go straight to the thing that surprised me the most! When I actually mentioned this to my husband, he thought I made a mistake when I said that these were the costs per year. He said, “You mean Php 700 per month, right?”. I double checked and these amounts are really what you need to pay yearly!
| Bronze | Silver | Gold | |
| 30 days old to 16 years old | Php 750 per year | Php 1375 per year | Php 1750 per year |
| 17 years old to 54 years old | Php 300 per year | Php 550 per year | Php 700 per year |
| Benefit:Test Allowance Confinement Allowance Medical Cost Reimbursement | 500 Up to 40,000 Up to 100,00 | 1000 Up to 80,000 Up to 200,00 | 1500 Up to 120,000 Up to 300,00 |
Let’s talk more about the Benefits!
Basically, purchasing any of the plans allows you to reimburse medical costs or expenses related to Dengue (and even COVID-19 for the first 10,000 customers who avail Cash for Dengue Costs on GCash).
The three benefits are:
- Test Allowance: You can reimburse the costs for tests taken to determine if you have Dengue or COVID-19. This has a limit and varies depending on the plan that you availed.
- Confinement Allowance: If you are confined due to Dengue or COVID-19, you can reimburse the cost of confinement. Again, this is up to a certain limit as indicated on the table above. And take note, this is on top of reimbursements from your HMOs or Philhealth if you are planning to avail those, too.
- Medical Cost Reimbursement: You can reimburse the medical costs due to severe Dengue and COVID-19 up to the limit indicated above.
Again, the FREE COVID-19 cover is just an introductory offer for the first 10,000 customers who will avail of Cash for Dengue Costs on GCash from Singlife.
Who can purchase or avail Cash for Dengue Costs?
Only those with a fully verified GCash account and in between the ages 18 to 54 years old can buy Cash for Dengue Costs. You should be in good health and not a confirmed COVID-19 case. You are a Filipino citizen or a foreigner who is a legal resident of the Philippines. If you are qualified, you can receive your policy in less than 5 minutes.
Just follow these steps:
Click on the GInsure Icon.
Go to the Marketplace and click on the plan that you like.
Click on Buy Now at the bottom of the page.
Choose if you’d like to protect yourself or you and your family.
Make sure that you have chosen the plan that you like with the correct coverage level.
Key in the details of your family members. For individual plans, no need to enter anything.
Review the plan and details. Once you are good, click on “Confirm and Pay”. That’s it!
Note that customers are entitled to only one (1) policy each, either an Individual Plan or a Family Plan which includes qualified dependents.
It’s so easy that you don’t need to talk to anyone or have a face-to-face meeting with anyone just to avail of this product. As you can see, the process is purely digital from signing up and availing the plan to filing claims and securing payouts.
To renew your plan, the amount will automatically be deducted from your GCash wallet on the day of its expiration.
How to File Claims and Secure Payout?
Just in case (and we wish that you and your family won’t have to go through this) you need to file a claim, filing claims and receiving payouts all happen within the GCash app as well. This makes things all the more convenient, especially now that outdoor movement is still limited because of the pandemic.
You can submit the details of your claim and upload supporting documents through the Manage Insurance page on GCash. Just scan and upload these references.
The benefit for Dengue and COVID-19 positive test allowance claims will be paid out within 24 hours. Other benefits will require thorough review but once approved, payment will be issued within 3 banking days.
If Singlife needs more documents or needs to clarify something, they will contact you.
All payments will be credited directly to your GCash wallet or to your nominated bank account.
Aside from answering the questions above, here are some of the frequently asked questions of Cash for Dengue Costs:
For answers to more questions, please visit: https://www.gcash.com/singlife-cash-for-dengue-cost/
So did I purchase the Singlife and GCash Cash for Dengue Costs? Of course, I did!
I got the Gold Plan (Family plan). One of the features that I like is that it’s convenient to purchase a plan. I can just read about it and I don’t need to talk to anyone. The entire process is online. The product is simple enough to understand.
What made me decide to get Cash for Dengue Costs for my family is that I’ve realized many times that good health for family is what I value most. When Zeeka was 6 months old, I got Dengue. I had to pay Php 60,000 in hospital fees and medication, because I didn’t have insurance. The question for me is simple: Am I sure that I won’t get Dengue and possibly pay Php 60,000 again or should I just pay Php 700 now?
For me, good health, safety and security of my family comes first. I would put that as my top most priority, and the last thing that I want to scrimp on is healthcare. With this, I’m assured that I get quality healthcare in the hospital of my choice.
If you have any questions about the product, feel free to contact Singlife: Email them at help@singlife.com.ph, or call them at +632-9299-3737. Their customer service representatives are also available from Monday to Sunday, 9:00 AM to 6:00 PM.
