When something happens to our little one, usually we go straight to the emergency room. The thing with babies is that they can’t communicate with us what’s wrong. Toddlers and little kids, on the other hand, are prone to get little accidents like cuts and wounds since they’re still developing their motor skills. They love exploring and testing out what they can do as little humans.

For us, parents, we of course worry a lot! But we can’t stop them from discovering the world around. Last 2017, I didn’t expect that we would be at the emergency room for Zeeka, my daughter, a couple of times. Each time that we went to the ER, she had to stay in the emergency room overnight. Our bill at St. Luke’s Makati was always close to Php 10k or a little above ten thousand pesos. I would have loved to have the Maxicare EReady card two years ago!

I’m sure you’ve seen the ads about this product, but I’d like to tell you more about the Maxicare EReady card. The reason being is that a lot of moms (since I posted that I’m a Maxicare Agent and you can get these cards from me!) were asking me more about the product. 

Maxicare has released Maxicare Prepaid Cards — these are the cards that you can buy at affordable rates. It’s more affordable than regular plans since each card covers a specific need. 

What is the Maxicare EReady Card?

The Maxicare EReady card can be used when you rush to the Emergency room. It has a one-time coverage of Php 15,0000 from illnesses or injuries that arises from medical-related emergency conditions. And do you know how much each card costs?

The Maxicare EReady Titanium (No access to the 6 Major Hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center-Quezon City, St. Luke’s Medical Center-Taguig, The Medical City) is only at Php 699 per card. Card Validity is up to one (1) year upon activation.

The Maxicare EReady Platinum (Has access to the 6 Major Hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center-Quezon City, St. Luke’s Medical Center-Taguig, The Medical City) is only at Php 899 per card. Card Validity is up to one (1) year upon activation.

Who is Maxicare EReady card for?

Maxicare EReady card can be used by individuals from 15 days old (babies) to 65 years old. When you purchase each card, it has to be registered to a person in order for it to be activated. It cannot be transferable once activated. The card is one time availment but you can only register and use up to two EReady cards in a year. 

In our family, all of us have one Maxicare EReady Platinum each! We also gave one EReady Platinum to our helper. These EReady cards are the perfect gift for loved ones, inaanaks (godchildren), to your workmates and staff, etc. 

Some companies like Dezynspace have already ordered cards from me to give as company prizes!

Where can you use the Maxicare EReady?

You can have Nationwide ER or emergency room access to all Maxicare affiliated hospitals. Member can avail in one accredited hospital only.

What is the coverage of Maxicare EReady?

It can be used for the following:

  • Doctor’s Services for Emergency Treatment
  • Emergency Room Fees
  • Medicines used for immediate relief and during treatment
  • Oxygen, IV fluids, whole blood and human blood products
  • Dressings, casts, sutures
  • X-ray, laboratory and diagnostic exams

But wait, there’s more! You should keep your card, because you can avail of these:

  • 20% discount on selected Metro Dental services. (www.metrodental.com.ph)
  • 15% discount on selected MyHealth services. (www.myhealth.ph)
  • With Group Life with Accidental Death, Dismemberment and Disablement (ADD&D) coverage up to Php 50,000.00
  • Free consultation with Maxicare affiliated doctors on the Teleconsult hotline at (02) 8582-1980

I’m convinced! How do I get a card?

Here are the steps to shop online at http://shop.maxicare.com.ph

If you are from Metro Manila, you can also send me a message so that I can have the cards shipped to you or sent to your office. Please take care of shipping cost. 🙂

How do I activate my Maxicare EReady card?

Well, you’re in luck because I also created a video for this. Please watch this!

So if you want to be ready for any emergencies, check out the Maxicare EReady Card!


Are you familiar with what HMOs are? Healthcare Maintenance Organization or HMOs are organizations that provides or arranges managed care for individuals or employers at a fixed fee / premium or prepaid contract. For the entirety of my “employed” life, I think I always had a health card from an HMO provider.  

The best provider that I encountered so far (I think I have experienced 2-3 providers) was Maxicare. This was the HMO that my dad dealt with to give health cards to the employees of the family business. 

I wanted to get a health card when I resigned from my corporate job last 2012. so the first thing that came to mind was to get from Maxicare. I heard from my friends and family that Maxicare’s services were expensive. This perception of the product stopped me from researching about it, and since I started becoming busy with my business, getting an HMO card became least of my priorities.

My family then would get occasional colds and cough, nothing that worrisome though. So I continued living like this, comforted by the fact that no grave disease or serious illness will fall upon any of us in the family. I also thought that I would always have enough, so I could just pay for any hospitalization or medicines that we would eventually need.

In 2018, Zeeka, my daughter had her first episode of benign febrile convulsions. For kids who are younger than 7, our pedia mentioned that they are prone to have convulsions when their fever reaches 38 degrees celsius. The child will then have convulsions and will have to be monitored constantly until temperature drops. Zeeka was confined for 7 days twice that year. Since we didn’t have HMO, we had to pay Php 75,000 for 7 days of confinement. We had to dip into our savings and these health issues really hit our finances hard.

I started scouting for a Healthcare Maintenance Organization or HMO that I can trust. During my research, I came across the brand that I was initially curious about, Maxicare, and went to the Maxicare Philippines website.

When I checked out their products, I was surprised to see a plethora of products and services that would suit one’s needs. And hey, it wasn’t that expensive at all. 

For those considering which HMO to go with, here are the top three things that made me decide to go with Maxicare Philippines!

I want to go with an established HMO!

Do you really want to worry about service when you’re sick and rushing to the ER? With Maxicare, they have 30 years of solid healthcare expertise. With this, I’m assuming that in terms of service and internal processes (haha! I sound so nerdy here!), they’ve encountered all kinds or concerns and inquiries from their members. They have more than 1000 accredited clinics and hospitals and they have more than 56000 doctors and specialists nationwide (more than 18000 warm bodies). 

I want to go with an HMO that really understands my needs!

If you go through their products and services, they have full HMO products and they have prepaid products that suit your needs! I really just wanted to enumerat these here but I will try to explain them in succeeding posts.

Full HMO / Full Risk Products

  • My Maxicare: For individuals and Families
  • Maxicare Starter Plan: For Businesses with 3 to 99 employees (Best for start-ups like Taxumo!)
  • Maxicare Plus: For Businesses with 10 to 99 employees
Check out other Maxicare products here:
https://www.maxicare.com.ph/healthcare-program-for-me-and-my-family/

Prepaid Products

  • My Maxicare LITE: A prepaid health card which provides one-time Confinement coverage for eight (8) identified illnesses (Including Dengue!)
  • Maxicare EReady: A prepaid health card which provides a one-time coverage for Emergency related cases
  • Maxicare PRIMA: Maxicare has what they call Primary Care Centers (PCC) and PRIMA offers unlimited Outpatient Consultations, and availment of laboratory and diagnostic procedures in these PCCs.

I want to go with a company who innovates!

Yup, this is actually important for me. I want to know my balance or whatever credits I have availed from my plan. With Maxicare, they have a member gateway that contains the member info, the availments, emergency contact, Online Letter of Authority or LOA Request (print online; available for 3 days after printing), etc. You’ll also see that Maxicare always tries to improve their products and services.

So that’s it… these are the things that made me avail of Maxicare’s services. I’ll be writing more blog posts and posting more information on social media about Maxicare and its products and services, since health and “outbreaks” have been constantly talked about.

Feel free to comment on the section below for anything that you want to know!

*Full Disclosure: We were impressed with what Maxicare offers! Hubby and I decided to become agents! If you need help deciphering which of these you need, you can comment below and I can get back to you. You can also message me on my Facebook page. 🙂

For prepaid cards, head over to the Maxicare store: https://shop.maxicare.com.ph/ Please type gingerarboleda as your agent 🙂 Thank you!