Book Review: Nice Girls Don’t Get Rich

This is one of the books that I read early on that gave me a clearer perspective that my financial life was in shackles. I bought this book way back in 2009 (the book was published in 2005). During that time, I was living pay check to pay check. I was happy with my job, but this was when I realized that I should look for ways to earn more.

Zeeka was the one who took the picture. She made me say “girls are the best!” before this shot! haha!

At that time (2008), it was the start of my blogging career. This survey was something that helped me see that I could do so much more. Sharing it with you. Please note that this was a part of the first chapter of the book. Feel free to answer it, but please do get a copy of the book since the next chapter are just awesome. After the survey, I will share the top three things I’ve learned from the book. So here is the survey… 🙂

Consider each of the following statements and answer True if it describes you or your behavior all or most of the time and False if it rarely or never describes you or your behavior.

*Let me answer it now, too, as this I hope is way better than what my answers were 10 years ago.

____ 1. I have a concrete financial goal (an actual number) toward which I am working. (TRUE)

____ 2. In the past year I have attended at least one seminar or workshop related to financial planning or investing. (TRUE)

____ 3. I carry no credit card debt from month to month.

____ 4. I balance my checkbook each month. (TRUE)

____ 5. I have investments in my own name (whether you are married or partnered). (TRUE)

____ 6. I take advantage of my company’s perks. (If you don’t know what they are, answer False.) (TRUE)

____ 7. I turn down personal loan requests to people I think aren’t likely to repay them. (TRUE)

____ 8. I know my (or my family’s) net worth. (TRUE)

____ 9. I have a plan in place for how to survive financially if something catastrophic were to happen (sudden loss of a job, loss of a spouse or partner, etc.). (TRUE)

____ 10. I shop on the Internet only when I have a specific purchase in mind.

____ 11. Even if I don’t prepare them, I review tax returns before signing them. (TRUE)

____ 12. In addition to any retirement accounts held by my employer, I have a retirement savings account. (Answer True if you and your partner hold one in joint names.) (TRUE)

____ 13. I’m comfortable asking for the salary or fee I deserve. (TRUE)

____ 14. I advocate loud and clear for myself when I feel I’m not getting my fair share. (TRUE)

____ 15. I’m executing a plan to live a rich life. (TRUE)

____ 16. I regularly read newspapers, magazines, or articles that help me stay abreast of financial planning developments. (TRUE)

____ 17. I don’t feel as if I have to match the monetary value of a gift to me by giving one of similar value.

____ 18. I know what my monthly discretionary spending budget is, and I stick to it. (TRUE)

____ 19. I have taken calculated or advised risks to maximize my financial portfolio. (If you are not involved with helping to manage your family’s portfolio, answer False.) (TRUE)

____ 20. I make a profit on the products or services I provide to friends. (TRUE)

____ 21. At the beginning of each year I plan my charitable giving.

____ 22. I play the financial game to win.(TRUE)

____ 23. I would have no problem requesting a prenuptial agreement that would protect my assets (or I have already done so).

____ 24. I avoid shopping when I’m feeling down or blue. (TRUE)

____ 25. I regularly analyze my spending habits. (TRUE)

____ 26. When it comes to my money and investments, if something doesn’t make sense to me, I ask probing questions. (TRUE)

____ 27. I work in a traditionally high-paying field.

____ 28. When I loan money to family or friends, I clearly state when it is due back and follow up if it’s not back by that time. (TRUE)

____ 29. I consciously explore ways to get rich other than from my current income. (TRUE)

____ 30. Before getting married or living with someone, I had (or would have) open discussions about how we would manage money and finances. (TRUE)

____ 31. I don’t buy things priced higher than what they’re worth just because it’s convenient or saves me time.

____ 32. I read the investment statements I receive each month. (If you don’t get any, answer False.) (TRUE)

____ 33. I make the maximum allowable contributions to my retirement plan each year. (TRUE)

____ 34. I typically use all the vacation days to which I am entitled each year. (TRUE)

____ 35. I’m a good negotiator. (TRUE)

____ 36. I don’t let people dissuade me from pursuing moneymaking plans. (TRUE)

____ 37. My financial well-being is among my top three priorities. (TRUE)

____ 38. I’m good at controlling the urge to buy something I want but don’t need. (TRUE)

____ 39. I meet regularly with an investment adviser (alone or with a partner) to keep a check on my financial health. (TRUE)

____ 40. I own my own home (either alone or in joint names). (TRUE)

____ 41. I ask my company to pay for training programs that will enhance my earning capacity.

____ 42. I take full advantage of all lawful deductions on my income tax return. (TRUE)

SELF-ASSESSMENT SCORE SHEET

Step 1. Record your True or False responses from the questionnaire in the numbered spaces below.

Step 2. Add down the number of True responses you have in each category.

Step 3. Add your scores on the bottom line across for a total score.

INTERPRETATION

Circle your two highest scores on the bottom line.These are the two areas in which you are most comfortable acting in ways that contribute to your financial well-being.

Circle your two lowest scores on the bottom line. These are the two areas in which you have the most difficulty breaking free from stereotypically feminine behaviors. Each column represents a corresponding chapter in this book. You might want to go directly to the chapters where you scored lowest, to read more about how you can address these financial development areas.

If your total score is:

0-21 You’d better get moving if you ever want to lead a financially independent life. At this rate you’re going to be poor or be dependent on others for the rest of your life.

22-34 You’ve made a good start, but you’re nowhere near the finish line. Focus on those areas where you still have difficulty with becoming financially independent. You’ll find that small changes pay big dividends.

35-42 If you’re not already financially independent, you’re doing a great job of getting there. Continue what you’re doing and use this book to find some strategies for getting there even sooner.

I still scored 34! haha! But at least i’m almost at the stage where I can be financially independent. I just need one more point! 🙂

But seriously, I took this 10 years ago, and I was at the lowest tier. But that didn’t stop me from striving to be better. Now, I have my own excel sheet that shows me at any given time my net worth and the net worth of my family and what my plans are.

The Three things that I learned from Nice Girls Don’t Get Rich:

First of all, hats off to Lois P. Frankel, PhD, who wrote this book and started to made all of us women aware that we can also be financially stable.

The first realization that I had was that most of us (and this applies to any gender) blame not knowing and understanding math. We equate having less money because we aren’t good with numbers. What the book made me realize is that it’s not so much addition, substraction, multiplication and division, but more of monitoring the inflows and outflows of money (income and expenses). When you know and track all of these, you will know where you are “financially” in your life and you will even be able to determine your “net worth”.

The second realization that I had was that as a woman, I can dare to be more confident and take charge of my life. We cannot always lean on the “men” in our lives to help us out at all times. We need to take time out for “rich time”. Rich time means taking time out to learn more about investments, taxes and other financial matters.

The third one is that we confuse saving and investing. We need to make money work for us! Start having investments and grow your money overtime with the interest that you earn. The younger you start, the better. Take advantage of compound interest. An example of how compound interest works in the book (i’ll just change the currency) is this:

If at 30, you transferred your savings account of Php 10,000 into an investment account with a modest annual interest rate of 5%, then contributed just Php 200 per month until you reach 60, you would then have Php 394,256.65.

My last realization was related to my first one. It’s not so much math, but more of the discipline that you have to make things work. If you were consistent in setting aside money for investment, then you’ll have no problem financially later on in life.

Women, I highly recommend this book! If you just want a simple book that will give you practical tips that you can follow, then this is the resource for you.

If you have read Nice Girls Don’t Get Rich, let me know and share your thoughts with me!


S.T.E.A.M. Ahead in ASEAN: A Forum for Women and Technology

At almost the same time last year, I bought a book at a bookstore in Singapore entitled LEAN IN. I’m sure a lot of you have heard or even read this book, where Sheryl Sandberg, the COO of Facebook, shares her struggles of being a woman in an industry dominated by men. I loved that book, simply because I could relate to most of the scenarios she had relayed. In the book, she encouraged women to support each other and help each other get to the top.

I often wondered after that how I can offer support to other women. The only way that I know how right now is through the workshops that we have that help these women to live their dreams. Just to share, 80%-90% of our workshops are attended by women. Manila Workshops’ aim is to help people achieve their dreams of becoming an entrepreneur and to pursue their passion, and i’m glad that there are more women who have decided to use their talents, their strengths and their skills to lead happy and successful lives.

When I was invited to speak at the S.T.E.A.M. Ahead in ASEAN: A Forum for Women and Technology, I wasn’t sure if I could talk in front of great women. I felt that I wasn’t worthy. What could I possibly say to help these women?

Thinking about the things that inspired me to push myself, I realized that it was because I heard stories from other women, and was inspired by them. So stomped over my fears and insecurities, and I said yes to sharing my own story.

S.T.E.A.M. Ahead in ASEAN: A Forum for Women and Technology

S.T.E.A.M. Ahead in ASEAN: A Forum for Women and Technology

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I was in a panel of truly inspiring women to and most of these ladies I know have undergone heartaches and challenges in being a “woman in tech”. The tech startup world in the Philippines, much like Silicon Valley, is dominated by men. In Taxumo alone, I am the only female in a group of 5 founders. But you know what? I think we, ladies, are very much capable of starting our our business, leading a team, or studying and applying skills (like coding, flying planes, etc.) that were previously thought to be only for men.

As Atty. Kristine, our moderator, went through the questions, a lot of things were going on in mind, which I wanted to share. After the event, I wrote it down. I apologize that I only got to post it now. Here are some of my thoughts on the things mentioned:

S.T.E.A.M. Ahead in ASEAN: A Forum for Women and Technology

Women in Tech Panelists with Atty. Kristine

Our generation is unique, born before and living through the 4th Industrial Revolution of digital automation and cloud computing. Can you recall a time before the internet? Before you started your tech companies? How was your work and company like?

Well, my first job was working for an advertising agency, so my perspective is from a marketing angle. Comparing how they do this today is definitely faster from how things are done today due to technology. Exchange of data is faster. Before we used to have to send huge files via CD or tapes if it were videos, since big data that huge can’t be transmitted via email alone. For huge files like Movie ads, I used to go to the movie house offices to submit tapes. To get client’s approval, I personally had to go to their office to show them the artwork and get approval. For market research, we literally had to talk to a lot of people just to get their feedback on things. A lot has changed. Now, with technology, large data can be transmitted real time. Feedback can be given to you via social media. These giant players like Google and Facebook can actually give you accurate data and statistics that can help your research.

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Do you think there is a difference in the treatment of women in your workplace then? What are the challenges you faced? Do you have any stories of failure you can share?

I think a challenge is balancing time for family and balancing time for the business. It’s a daily struggle, but what I have learned in the 4 years of struggle is that we can do it. It’s about accepting that it is indeed a challenge, develop a system that would work and then work around that system that you because for sure, there will come a time that you will need to work around it.

What urged you to start your tech business?

The software that we developed is called Taxumo. Taxumo is an end-to-end software as a service that helps micro-small business owners, freelancers and professionals prepare, file and pay for their taxes. The reason why we created this is that I personally felt the pain of having deal with the process of filing taxes for my small business. It was so time consuming and I couldn’t concentrate on fixing and growing my business. A lot of my precious time was spent on taxation. And even if I had a freelance accountant during that time, it was still a tedious process for me AND my accountant. When we automated it locally (since my husband is an “IT” guy), we cut the time spent almost in half. This is what inspired us to continue this project and help the small business owner file the 16 forms that they need to pay every year.

Women in Tech

How do you think technology acts as the great equalizer?

For me, technology acts as an equaliser in a way where opportunities are laid out where it can get to as many people as possible, where ideas can be shared and commented on and where resources are available to make your life easier. For example, for moms like me who would want to spend as much time as possible with their kids, they can do so now because of the available platforms that allow them to work from home. There are tools like Skype or Facebook Messenger that will help save you the time and effort of going to another place to meet with a client. There are more efficient ways to collaborate with a team using Google Drive, Trello, etc. All of these resources are available for us to us and we can use it in a way that would best compliment our lifestyle.

Does technology help in creating a gender neutral playing field?

It definitely helps in creating a neutral playing field. As I mentioned, all of these technology based tools, resources and information are now readily available to anyone. At the end of the day, it’s how a person uses and optimizes technology that would make the difference. It’s how one uses technology to compliment their own personal strengths that would make them succeed.

I think our greatest enemy, though, is still ourselves. We, women, need to stand up for what we believe in. We need to voice out our opinions and pursue our greatest dreams while letting go of our worst enemy — fear. We need to stick together and help one another. We need authenticity, empathy and love as we lean in and we push each other up to where we can be leaders in our fields and the light of our homes.

The Beauty Biz Bliss Community: Be a Boss Bella!

It’s 1:00 PM here in Manila and I am in my “Game-On” mode. It’s been weeks since we launched our Beauty Biz Bliss Community, and admittedly, I have had not time to write this announcement. It’s not because I’ve been slacking off, but on the contrary, I’ve been making things happen. I wanted to spread the news about this community at the proper time. And I think, now is the perfect time, since we will be launching one of our projects (the website) in a few weeks.

We have received questions on what Beauty Biz Bliss is and what’s it all about. Apparently, one of the buzz words in this day and age, is COMMUNITY. By definition, this is what a community means.

A community is a social unit of any size that shares common values, or that is situated in a given geographical area (e.g. a village or town).

Why has this become something that is so talked-about, when it has been there since time immemorial? I think it’s because of the fact that with the advent of technology, sharing of ideas and common values can now be communicated and shared faster. You can now more efficiently connect with people, in our case, ladies with the same beliefs and values. Before, these people gathered in a certain geographical area, but with the advent of the internet, we can just gather online — in a Facebook group, in a platform like Meetup.com or create a circle in Leanin.org, etc. We can even just chat using Viber, Whatsapp, etc.

As a testimony to this, the core idea of establishing Beauty Biz Bliss started when Martine of MakeitBlissful.com, Frances of topazhorizon.com and yours truly, was formulated in Facebook messenger several nights in the past when we talked about our own issues as women. We then realized that we could grow this community and give the same support (support that we were getting from each other, thus, becoming more successful in the things that we get into) to other women. This was when we finally decided to create Beauty Biz Bliss. We then sought the help of our ever reliable Project Manager, RJ Dancel to join us make things happen.

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Frances, Ginger and Martine with RJ!

What is Beauty Biz Bliss?

Our mission for Beauty Biz Bliss is to empower women to love themselves, pursue their dreams, and to build a blissful community of like-minded women that can act as a support group for each other. We know that there are women out there, of all ages, stature and who come from different walks of life, who would want a solid community who understands their needs and who would be willing to work with them to achieve their goal. We all ourselves #bossbellas and #happyrebels because we have succeeded in pursuing our unique passions and earning well from our endeavours—even though we were told this can’t be done, and we know there are so many talented Boss Bellas and Happy Rebels out there. We want to find these ladies!

What our community does?

To fulfill this goal, we set up different Beauty Biz Bliss projects, which will help women learn more about and appreciate themselves, give them knowledge and confidence to hone their craft, and connect with other women who will be their support group. We will do this in an environment that inspires creativity and casual but empowering conversations. Everything will be beautiful and blissful!

BeautyBizBliss.com Website: In this site, ladies of all ages can engage with different members of the community and look for potential collaborations. They are free to create personal messages, create group discussions or start forum topics. We will have a free access and a premium membership access, where we will give more perks like free tickets to events that we create and access to different materials, tools and tips! Those who are premium members will also be featured in a portion our page as the Boss Bella of the month.

Beauty Biz Bliss Gatherings: We will create beautiful and inspiring gatherings and in those gatherings, we will tackle topics on beauty, business and bliss. We will invite women experts who are also part of the community to do that talks. We will also invite brands who support women to be part of the event by giving out fabulous freebies and tools that these women can use to achieve your personal and professional goals.

We definitely have more in-store for the women in this community. Our goal is to build this community and have women not only from the Philippines, but from different parts of the world, gather, share share stories and lend support to each other.

What happened during the BBB’s first gathering?

Okay, just to share with you what we do during gatherings, I will share with you what happened during the first ever Beauty Biz Bliss Gathering. Well, first of all, prior to the launch, I had a great time coming up and collating the wonderful Beauty Biz Bliss Kit that was given to all the attendees. The kit was made up of items that Martine, Frances and I use.

The Beauty Biz Bliss Kits!

The Beauty Biz Bliss Kits!

Inside (and outside since the items could not fit inside the box anymore) the Beauty Biz Bliss are items that we love and use!

Inside (and outside since the items could not fit inside the box anymore) the Beauty Biz Bliss are items that we love and use!

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The Boss Bellas were all given a mini 3-tiered cake from La Dolce Vita (https://www.facebook.com/ladolcevitaph/)

The Boss Bellas were all given a mini 3-tiered cake from La Dolce Vita (https://www.facebook.com/ladolcevitaph/)

We also had products from A Vanilla Story (https://www.facebook.com/avanillastory)

We also had products from A Vanilla Story (https://www.facebook.com/avanillastory)

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Emergency kits from Oleia (https://www.facebook.com/oleia.ph/?fref=ts)

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We also had boxes of Ready Coffee from BTL (http://brewyourbestyear.com)

We had the gathering at Co.Lab. We knew that this was the perfect venue for an event that exuded both power and grace. And not to mention, the Co.Lab team is also made up of powerful women!

Thank you Co.Lab for hosting our first BBB gathering!

Thank you Co.Lab for hosting our first BBB gathering!

The styling was care of Hey Holiday. Let me tell you just how amazing Alessa of HeyHoliday is! She really understood the vision and executed it well. The venue was inspiring, motivating and comforting! 🙂

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This is how the beautiful and powerful the place was!

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The tables were send for the journaling activity that we had. Thank you Gourdo’s for the materials (http://www.gourdos.com/)

Speaking of activities, we had two activities during that afternoon! Well, four, if you count eating and networking! BTW, thank you Bobby of the Cuisinero for the yummy food and Bayani Brew for our drinks! Thank you, Ron, for supporting this event!

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We started the afternoon by introducing Beauty Biz Bliss and what we stand for. We also introduced what was in store for all the ladies in the community. Then, each one introduced themselves to everyone else. It was such a nice feeling getting to finally know and meet people whom you normally would just follow online or read about online. There was a lot of “oh! So it’s you!” reactions from the ladies. The mix of women was just perfect — we had creative entrepreneurs, bloggers, women in tech, women in traditional businesses, coaches, authors, women in beauty and fashion, women community heads, leaders in the corporate world, startup founders, and other fields. I loved the diversity and this is what we really want to achieve for each gathering.

*Photo from RJ of TheMillenialPanda.com :)

*Photo from RJ of TheMillenialPanda.com 🙂

After introductions were done, we moved on to an activity that was sponsored by Moleskine! We all created the first pages of our journals. We had materials also from Gourdo’s that we could use.

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The 3 winners got books from author and Boss Bella Marianne Mencias. The book was What’s Your Life’s Masterpiece? 🙂 I have  a copy and it is a very inspiring book!

The next activity was to design our own shoes! The shoes were lovingly customized for the BBB gathering by Boss Bella Elayne from Spring Manila.

Customized BBB Shoes from Spring Manila

Customized BBB Shoes from Spring Manila (https://www.facebook.com/springmanila1/?fref=ts)

We also invited Boss Bella Jeng of Sucker for Succulents to teach us how to decorate our shoe!

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Thank you, Jeng and Elayne, for all the support!

Thank you, Jeng and Elayne, for all the support!

The contest of designing their shoes is still ongoing and the prize are totebags from Brownroots Creatives! Each one also went home with a GC that they could use to have a customized Boss Bella or Happy Rebel Shirt made!

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We had such a great time during the launch. The ladies are so thankful to these brands for all the support that was given! We appreciate all the help to inspire all these women in our country!

Thank you again to:

Moleskine / Biogenic Alcohol / Oleia / Bayani Brew / Hey Holiday / Co.Lab / Spring Manila / Design Hatch / The Cuisinero / The Little Whisk / Cusina Home / Gourdo’s / The Coffee Bean and Tea Leaf / Aloe Cure / A Vanilla Story / Carlos and Veronica / Girlstuff / La Dolce Vita / Aloe Derma / Jolly / Physiogel / Alfox Printing Services / Brownroots / Biscoff

 

BBB Sponsors

We are thankful for the support that these brands have given!

So, are you excited to be a Boss Bella? A Happy Rebel? Support us by subscribing to our newsletter at http://beautybizbliss.com 🙂 We will be announcing a lot of things and developments really really soon!

Be a #BossBella!

Love,

Mommy Ginger

 

 

 

 

PS: Would you like to partner with us? 

Beauty Biz Bliss will be a strong brand and will do so much in helping partner brands build brand awareness and engagement with our audience. If you think you have something to share or contribute or if you are a brand who wants to tap our community, please contact rj@beautybizbliss.com

PPS: We have a circle in Leanin.org. Please visit http://leanincircles.org/circle/beauty-biz-bliss and join us!

PPPS: The #OleiaMoments contest is still ongoing! Post a picture of your Oleia Moment and use #OleiaMoments and #BossBellas #BeautyBizBliss and get a chance to win a Php 1000 GC from Charles and Keith! We will announce the winner on July 15! Post away on Facebook!

 

 

All my Flaws and Imperfections

I’m in this cafe that is really comforting for some reason. The voices of other people seem to drown out voices in my head. There are a lot of days and today was one of the shittiest days I have ever had (I apologize for using that term, but I don’t know how else I could describe it). The shittiest days start out really great and perfect that it makes a bad thing seem so huge and unbearable — and shitty.

People think that it’s easy to destroy someone’s life through social media. It is, actually. It is easy to do especially when the person’s a faker. With this, I will give you the truth and the whole truth about me. That way, you, my readers know me and I have nothing to hide.

The truth is i’m not perfect and I have a lot of flaws. Yup, I’m human (surprise, surprise!).

My number one flaw is that I dream big and strive so much. I work so hard to achieve goals that I think would be good for my family, but I stress myself and I allot a lot of time working and less time taking care of myself and my family. In the process, I doubt myself and think if I really made the right choice and decision. Yes, that’s a flaw and it makes me feel like a crazy person. It makes me feel incompetent, sad and lonely. It makes me feel that I’m probably not living the life that was meant for me.

We all glorify people who chase their dreams — those who turn things into unimaginable realities and those who are doing what they love. But when you become a wife and more so, a mom, it’s doubly hard to do so. You have to consider a lot of things and make decisions based on how it will affect your spouse, your child and your family. Will it affect them in anyway? Will they be happy when you decide a certain way? Will they be disappointed? Will you just choose a path that will be better for them and let go of your dreams? Will you continue to chase dreams and seem like the shitty mommy and wife that you will obviously be to a lot of people? Will you just lie and say that you’re happy with your life and just go with the flow and continue to feel empty inside? Will the decision that you make truly make you happy? Is this what you really want out of life?

You have to make tough choices and tough decisions. People think that being a woman in business is easy, that we have got it all covered. We just flash our charming smiles, and everyone bows down to your wishes. But it is not like that at all.

You fall in love. You marry. You have a child. You try to make ends meet and help out by chasing those dreams that you know will make everyone happy, and yet, you are condemned for it by everyone.

You are condemned for not having enough time for your child. You are condemned for making decisions that you made with a different intention, which are perceived differently. You are condemned for wishing and dreaming of a life that you want to have, because again, people think that you are not content with what you have now.

I honestly am contemplating if I should publish this, but I just wanted to share my thoughts tonight. I just wanted to share with you that being a woman is hard. Being an adult is hard. ‘Being’ is hard but that’s life.

Beauty Biz Bliss: We are Here for You!

You only get one chance to live, so live it to the fullest.

As clichĂ© as it may sound, I just had to start my article with that statement. I still see that we all don’t FULLY get it. I know this for a fact, because I don’t FULLY live my life to the fullest. I had my birthday yesterday and I know that I haven’t really lived my day to the fullest yesterday. I woke up in the morning and my husband and little cutie of a daughter came and woke me up with flowers. I was grateful, of course, but after waking up, I went straight to my computer and worked. Then I went to the bank with my loving husband who wanted to be with me the entire day. Yes, my entire morning was spend doing bank errands. Yes, I know. I’m weird that way.

The rest of the day was better than how the morning went. I eventually, let go and dropped my laptop and did the minimum amount of work that I could do from my phone. What can I say? I admitted that during Martine, Frances and my talk at the Work at Home Expo 2015 that I’m a workaholic. But digging deeper into how I felt and who I was, I have always felt that I wasn’t good enough for anything. And my birthday was not an exception. I felt like I did not have the right to celebrate. I have always felt that my birthdays are just like other day. I don’t understand why people need to celebrate my birthday when I haven’t even done something significant.

So there, that’s how I felt. But waking up this morning and upon talking to my friends, Frances and Martine over Facebook Messenger, I again realized that I am VALUABLE enough to celebrate my birthday. We, three, have so many plans for helping other women achieve outer and inner beauty, succeed in achieving the dreams that they are so passionate about and achieve a life of bliss that they have always wanted. I realized that my feeling of insecurity is just normal and a lot of women feel the same way.

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This is the reason why Frances of MommyTopaz.com, Martine De Luna of MakeitBlissful.com and yours truly of this blog, MommyGinger.com decided to come together to start a lifestyle brand that would ignite change, inspire and empower women to live their lives to the fullest. This brand is Beauty Biz Bliss or BBB. BBB’s credo is collaboration over competition! We aim for the inclusive growth of all women no matter what age, stature or race. We want to help women achieve their full potential and help them build the dreams that they have always wanted for themselves.

BBB Logo

Beauty Biz Bliss will have several components. We will have intimate social gatherings so that people will get to know other like-minded women. We will have workshops that will tackle three components in our brand. We will also work with brands who believe in the same cause and see how they can fully help the community of women and vice versa.

We would love to meet all of you! Let’s change the world, Ladies, one step at the time by achieving our dreams! We will make it happen. We are here for you!

Frances, Martine and I are very excited for this. Get to know more about us and about BBB at facebook.com/beautybizbliss. For brands that want to work with us, please email me at ginger@mommyginger(dot)com.